AHV/AVS for side jobs and household work: the 2026 rules
If you pay someone to clean your flat, babysit or look after your garden, Swiss social insurance has rules worth knowing – even for a few hours a week. This guide explains AHV/AVS, the Swiss old-age and survivors' insurance, for household work in 2026. It covers who counts as the employer, why the well-known CHF 2'500 limit does not apply in your home, what accident insurance you need, and where to get help with the paperwork.